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XM

The multi-licence veteran — including ASIC

4.6/54.6 / 5DFSAASICCySECFSC

Trading forex, CFDs and crypto carries a real risk of losing money and isn't suitable for everyone — our signals are analyst opinions and general information, not personal financial advice, and past performance is no guarantee of future results.

At a glance

Licensed by ASIC, Dubai's DFSA and CySEC, genuine swap-free accounts with no spread widening, and deposits from just $5.

XMEditorial rating4.6/54.6 / 5
Min. deposit
$5
Spreads from
0.6 pips
Platforms
MetaTrader 4, MetaTrader 5
Regulation
DFSA · ASIC · CySEC · FSC

Traders who want a big global broker with a long record, an ASIC licence for Australians, and a reliable swap-free account.

XM is one of the most widely used brokers on the planet, trading since 2009 — and for Australians it has a headline advantage over the other two on our list: an ASIC licence. If you've been searching forex signals Australia or comparing brokers for trading signals Australia wide, XM is the pick that keeps you inside the Australian regulatory perimeter, with ASIC's client-money rules and negative balance protection for retail clients. Beyond the licence, the fundamentals are strong: multiple regulators including Dubai's DFSA and CySEC, genuine swap-free accounts that don't widen spreads, deposits from just $5, and full MT4 and MT5 support. The trade-off of the ASIC entity is capped retail leverage — 30:1 on major pairs — which many traders reasonably see as a feature, not a bug. Every one of our trade alerts works within those caps. See the signals offer and our published results.

Regulation and safety — why the ASIC licence matters

XM is supervised by several respected regulators: the Australian Securities and Investments Commission (ASIC), Dubai's DFSA, Cyprus's CySEC, plus an entity in Belize (FSC).

For Australian traders the ASIC licence is the standout. It means client money handled under Australian rules, negative balance protection for retail clients, and access to the Australian Financial Complaints Authority (AFCA) if something goes wrong — protections you don't get with an offshore-only broker.

Which entity onboards you determines your exact conditions, so confirm you're registering under the entity you intend — the terms, protections and leverage differ.

Leverage under ASIC — what to expect

Since ASIC's product intervention order, retail CFD clients of Australian-licensed brokers are capped at 30:1 leverage on major FX pairs, with lower caps on gold, indices, other commodities and crypto.

On a A$1,000 account at 30:1, that's up to A$30,000 of major-pair exposure — still ample for the position sizes sensible risk management calls for. Our signals specify entry, take-profit and stop-loss, and they're built around risking a small percentage per trade, so ASIC's caps don't constrain following them.

If you specifically want higher leverage, XM's offshore entities offer it — but you give up the ASIC protections to get it. We'd suggest most readers stay under the Australian licence.

Accounts and costs

XM offers several account types (Standard, Micro, Ultra Low and Zero). Spreads start from 0.6 pips on the Ultra Low account, while the Zero account offers near-zero spreads in exchange for a commission of about $3.5 per side.

The minimum deposit is $5 on most accounts, which makes it easy to start small and scale up once you're comfortable executing signals in live conditions.

Platforms and instruments

XM fully supports both MetaTrader 4 and MetaTrader 5 on web, desktop and mobile, with rich analysis tools and educational material on top.

Instruments cover forex, metals, energy, indices, shares and crypto CFDs — everything our signals cover, from gold (XAUUSD) through the majors to oil and indices. Signals often fire during the London and New York sessions — evening to overnight AEST — and MT4/MT5 pending orders let you set and forget.

Swap-free accounts

XM's swap-free accounts don't widen spreads in exchange for removing overnight interest — a genuine advantage, as plenty of brokers quietly claw the cost back through pricing.

Swap-free is available on the Standard, Micro and Ultra Low accounts. Given the New York close lands mid-morning AEST, holding a signal through your Australian morning normally triggers swap — this account type takes that cost off the table.

Pros

  • Strong multi-licence coverage including ASIC, Dubai's DFSA and CySEC
  • The only broker in our top three with an ASIC licence
  • Swap-free accounts with no spread widening
  • Deposits from just $5
  • Both MT4 and MT5 supported, with a wide instrument range
  • Long record since 2009 and a huge global client base

Cons

  • Spreads on the standard account are wider than the Zero account
  • The number of entities can make it confusing to pick the right one
  • Some offers and conditions vary by country of registration
  • Under the ASIC entity, retail leverage is capped (e.g. 30:1 on major FX pairs)

Ready to get started?

XM4.6/54.6 / 5

The multi-licence veteran — including ASIC

Min. deposit
$5
Spreads from
0.6 pips
DFSAASICCySECFSC
Open accountSee the verified track record

Frequently asked questions

Yes — XM holds an ASIC licence alongside Dubai's DFSA, CySEC in Cyprus and the FSC in Belize. It's the only broker in our top three with an Australian licence, which brings client-money rules, negative balance protection and AFCA access for retail clients. Confirm you register under the entity you intend — see the brokers comparison.

XM is not a scam: it's a long-established broker founded in 2009 with ASIC, DFSA and CySEC licences and a huge global client base. Leveraged trading still carries a real risk of losing capital — read what trading signals are before you start.

Under the ASIC entity, retail leverage is capped at 30:1 on major FX pairs, with lower caps on gold, indices and crypto — ASIC rules, not an XM quirk. Our trade alerts are designed around small per-trade risk, so the caps won't stop you following them. Higher leverage exists via XM's offshore entities, but you'd give up the ASIC protections.

The minimum deposit starts from $5 on most account types — a very low barrier to entry. Start with an amount you can afford to lose and scale up as your results justify it; our start guide covers a sensible first setup.

No — the free signals package is exclusive to Base Markets clients who open their account through our link and deposit US$400. XM is an excellent broker, especially for ASIC coverage, but the free path isn't attached to it — the signals page explains how access works.

Yes — and it's a good one: XM's swap-free accounts don't widen spreads in exchange for removing overnight interest, and they're available on Standard, Micro and Ultra Low accounts. Handy for Australians holding trades through the AEST morning, when swaps normally hit. Compare all three brokers on the brokers page.

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